At Philly dot com, Jeff Gelles tells the story of another foreclosure victim. A nugget:
Fiorilli’s saga — backed up by a thick file of documents and call logs — is a story of a mortgage accommodation dangled and apparently snatched away for flimsy reasons, such as a phone payment that came in 35 cents short, and another payment that came in two weeks early. That’s no misprint: early, not late.
Ironically, borrowers like Fiorilli, committed to paying off a loan rather than walking away, are offering a gift to lenders.
If her foreclosure winds up in Philadelphia’s conciliation program, Clarifi’s Anita Brown predicts, the judge will see it that way, too. “The court is going to say, ‘Excuse me, Mr. Bank of America, are you nuts? Take the money and get out of here.’?”
One does not have to editorialize. The facts do it for one.